How to Apply 
 for Assistance 

A

The HRAP application period is now closed.

Required Documents for Owner Applicants:

Proof you owned the damaged property at the time of Hurricane Sally or Zeta

One (1) of the following:

  • Deed
  • Mortgage statement
  • Title (for mobile homes only)
  • Probated will
  • Court order or judgement granting ownership of the property

Other documents may be considered on a case-by case basis. Applicant must still own the property to receive assistance.

Proof you occupied the home as a primary residence at the time of the qualifying storm(s)
  • Homestead exemption at the storm-damaged property address in 2020, which was the year of the qualifying storms

OR 2 of the following:

  • FEMA IA award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • SBA Disaster Home Loan award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • Driver’s license or state-issued ID card showing the damaged property address; issued prior to the date of the hurricane(s) and expiring after;
  • Utility bills addressed to applicant at damaged property address showing that services were provided in the month preceding or month of the disaster (must indicate household utility usage during pre-hurricanes time period);
  • Credit card bill or bank statement sent to the applicant at the damaged property address in the month preceding or the month of the disaster;
  • Insurance documentation indicating primary residence in 2020, such as a homeowner’s endorsement;
  • Employer’s statements, including pay stubs and similar employment documents (must be dated in the month preceding or month of the disaster)

Other documents may be considered on a case-by-case basis.

Proof the property has unrepaired damage from Hurricane Sally and/or Zeta

Verified by the program via a Damage Assessment;

OR

If it is impossible to verify storm damage via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • FEMA IA award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • SBA Disaster Home Loan award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • Insurance claim noting damages at the damaged property address caused by Hurricane Sally and/or Zeta;
  • Date-stamped, color photos of storm damage at the damaged property address; or
  • Other documents may be considered on a case-by-case basis
Proof the storm-damaged property is an eligible structure type

Verified by the program via a Damage Assessment;

OR

If it is impossible to verify structure type via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • Pre-storm information on structure type from the property appraiser’s office;
  • Date-stamped, color photos of the damaged property address; or

Other documents may be considered on a case-by-case basis

Current property taxes
  • Proof from the tax assessor of property taxes paid in full at the time of application; or
  • Proof of a payment plan in good standing at the time of application
Most recent mortgage statement, if applicable
  • Most recent mortgage statement, at time of application, showing no arrearages
Proof of income for all adult household members

Proof of income is required for the applicant and all household members aged 18 or older. Proof of income required varies by the type of income an individual earns. Required documents to demonstrate income for the most common sources of income are as follows:

  • Most recent year tax return

OR, if tax return is not available:

  • Wages: Three (3) recent paystubs dated within the past three (3) months,
  • Retirement/Social Security:
    • Past three (3) Months Bank Statements (Social Security Benefits & Pension only),
    • Current Social Security Benefits letter (including benefits paid to minors),
    • Current Pension/Retirement Benefit letter (if applicable), or prior year 1099 form, or
    • Current Annuity Payment letter (if applicable), or prior year 1099 form;
  • Self‐Employment Income: Most recent tax return (1040 or 1040A), W‐2 Forms; and/or Current year profit and loss statement;
  • Rental Income: Current lease agreements
  • Unemployment Benefits: Current benefit letter with gross benefit amount;
  • Court Ordered Alimony/Spousal Maintenance: Copy of court order documentation;

Required Documents for Landlord Applicants:

Proof you owned the damaged property at the time of Hurricane Sally or Zeta

One (1) of the following:

  • Deed
  • Mortgage statement
  • Title (for mobile homes only)
  • Probated will
  • Court order or judgement granting ownership of the property

Other documents may be considered on a case-by case basis. Applicant must still own the property to receive assistance.

Proof the property has unrepaired damage from Hurricane Sally and/or Zeta

Verified by the program via a Damage Assessment;

OR

If it is impossible to verify storm damage via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • FEMA IA award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • SBA Disaster Home Loan award letter for damaged property address for damages caused by Hurricane Sally and/or Zeta;
  • Insurance claim noting damages at the damaged property address caused by Hurricane Sally and/or Zeta;
  • Date-stamped, color photos of storm damage at the damaged property address; or
  • Other documents may be considered on a case-by-case basis
Proof the storm-damaged property is an eligible structure type

Verified by the program via a Damage Assessment;

OR

If it is impossible to verify structure type via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • Pre-storm information on structure type from the property appraiser’s office;
  • Date-stamped, color photos of the damaged property address; or

Other documents may be considered on a case-by-case basis

Current property taxes
  • Proof from the tax assessor of property taxes paid in full at the time of application; or
  • Proof of a payment plan in good standing at the time of application
Most recent mortgage statement, if applicable
  • Most recent mortgage statement, at time of application, showing no arrearages
Current credit report

Applicant must not be in bankruptcy or foreclosure

  • Current credit report (dated within one (1) month of application date)
Signed attestation of vacant property

Properties must be unoccupied at the time of application.

Intake Center Locations

Office hours for all locations are 8 a.m. - 5 p.m. Monday through Friday.

Mobile Intake Center

1110 Montlimar Drive, Suite 299
Mobile, AL 36609

Jackson Intake Center

1455 College Avenue
Jackson, AL 36545

Selma Intake Center

124 Broad Street
Selma, AL 36701

Alabama Department of Economic and Community Affairs

The Home Recovery Alabama Program is administered by the Alabama Department of Economic and Community Affairs.

HRAP Call Center Line:
251-265-7958 or 251-262-9446

Alabama Department of Economic and Community Affairs

The Home Recovery Alabama Program is administered by the Alabama Department of Economic and Community Affairs.

HRAP Call Center Line:
251-265-7958 or 251-262-9446

Alabama HRAP

The HRAP application period is now closed.

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